You pay when we recover – No upfront costs – No setup fees

Over a period of 20 years since its inception in 1993, the Cash Protection Agency has been helping its clients collect on their debts. To date, the agency which does not charge a set-up fee has been able to collect in excess of £30 million in debts.

For more impartial information on how you can recover your money, reach us now on 0800 433 4113.

Commercial debt recovery Portsmouth

For any business, it is common to lose money because of invoices that aren’t paid. There are many reasons for this happening from your own leniency on the customers to not having the time to chase payments. However, most business will usually prefer to write-off these debts than hiring a debt collection agency largely because of the high costs and the risk of damaging the relationship with their customers.

Our greatest success has not been the fact that we have been able to collect in excess of £30 million in debts but that we have been able to achieve this while safeguarding the relationships that our clients have built with their customers using our diplomatic and professional approach. With this approach, we have been able to retain many repeat clients who are always using our services.

Our debt collection service

Q: I’m I not better writing off the debt than using your expensive services?

A: There are some debt collection agencies that are very expensive. This is usually because they add a very high set up fee to their recovery fee. This is not the case with us. Not only don’t we charge a setup fee for our services, our rates are also on sliding scale determined by the age of the debt which makes us affordable.

Q: Won’t our dodgy bailiffs destroy my credibility and relationship with my customers?

A: We don’t advocate for court processes and most debtors also prefer not to go this way because of the extra costs that are associated with court cases. Instead, they prefer to pay the debt and in instances where they cannot, we allow them to set up payment plans. We are always firm but fair with the debtors and in cases where we have to use bailiffs; we always ensure that we use County Court bailiffs or High Court Sheriffs

Q: I have a two year old overdue invoice. Can you collect it?

A: Yes we can. We are able to collect unpaid invoices that are up to 6 years old providing you have been actively trying to receive payment. For invoices older than this period, we advise that you first consider the county court ruling on the matter or get in touch via our contact form for better information.

Q: What if you can’t collect a debt?

A: It is very rare that we are unable to collect a debt. However, in such instances, we only ask for a small discontinuance fee starting.

Q: Is it possible to trace a debtor who recently moved without sharing their new contact information?

A: Yes. We have a tracing service that will come in handy in such a situation. With the help of our experts, there is a very high chance that we will be able to find the debtor.

Our Charges

Aged debt up to 6 months: 15%

Aged debt 6 to 24 months: 17.5%

Aged debt 24 months plus: 25%

Minimum charge: £65- £200 dependant on debt value

Discontinuance fee: £85 – £200 dependant on debt value

Contact us now to get started:

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Having used Cash Protection Agency since 2002, we have always found them to be effective and efficient. The debts we submit for collection services are almost without exception difficult, problematic, personal debt cases where we have exhausted all possibilities in-house, yet, Cash Protection Agency Ltd always rise to the occasion and their success rate has been high. Their staff are always courteous, helpful and professional, and work in the spirit of partnership with us providing good advice and support.

A Senior Finance Manager in an NHS Trust in the West Midlands