You pay when we recover – No setup fees – No up-front costs

From 1993 when we started trading, The Cash Protection Agency has been able to collect over £30 million in outstanding debts. The agency is based in the Midlands and help clients to collect their debts.

To know how you can recover your money today and for free impartial advice, call us now on 0800 433 4113.

Commercial debt recovery Milton Keynes

In business, unpaid invoices are a norm. There are plenty of reasons that fuel this ranging from bad luck, lack of time chasing down debtors and also customer leniency. Because of the high fees that come with debt collection agencies, most businesses prefer not to engage such agencies.

CPA works hard and diligently using diplomatic and professional methods to recover your debts and keep your relationship with your customers healthy. To date, we have been able to recover over £30 million in outstanding debts. We also have many repeat clients that use our services on a daily basis.

Our debt collection service

Q: Isn’t it better to write off a debt because debt collection agencies are so expensive?

A: There are some recovery agencies that have significant recovery fees and also add a hefty set up fees. With us, there is no set up fee. Also, our recovery fees are on a sliding scale which is determined by the age of the debt being passed on to us.

Commercial debt recovery is even cheaper because of the EU late payment directive that allows us to recover our costs from the other side.

Q: Won’t you ruin the relationship between me and my customers with your collection tactics?

A: We are always fair but firm with the debtor. We use professional and domestic methods during the recovery period. Court action is always the last solution more so with the debtor because of the fear of the added cost. If we have to use bailiffs, we only work with those that have been recommended by the court process.

Q: After how long can I recover an unpaid invoice?

A: It is possible to recover debts that are over 6 years old. For invoices and debts that are older than this, you would have to refer to the standing county court judgement. Alternatively, if you’re not sure whether you should pass on your debt to us, you can give us a call and one of our highly experienced team members will advise you.

Q: What if you fail to collect the debt?

A: In isolated cases where it is impossible to collect the debt, we request for a discontinuance fee from £85 because we don’t operate on a no-win no-fee basis. We also ask for the same fee if for some reason you decide stop the recovery process.

Q: What if the debtor moves and does not share contact information?

A: we partner with a team of expert tracer to offer our clients a tracing service as well. With the team that we work with, it is highly possible to locate just about any debtor.

Our Charges

Aged debt up to 6 months: 15%

Aged debt 6 to 24 months: 17.5%

Aged debt 24 months plus: 25%

Minimum charge: £65- £200 dependant on debt value

Discontinuance fee: £85 – £200 dependant on debt value

Contact us now to get started:

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Having used Cash Protection Agency since 2002, we have always found them to be effective and efficient. The debts we submit for collection services are almost without exception difficult, problematic, personal debt cases where we have exhausted all possibilities in-house, yet, Cash Protection Agency Ltd always rise to the occasion and their success rate has been high. Their staff are always courteous, helpful and professional, and work in the spirit of partnership with us providing good advice and support.

A Senior Finance Manager in an NHS Trust in the West Midlands