You pay when we recover – No setup fees – No up-front costs

The Cash Protection Agency was founded in Loughborough in 1993 and has been in operation for the past 20 years or more. The agency deals with debt collection and is based in Leicester. Over the years, we have been able to collect over £30 million in outstanding debts for our clients with our service which does not have a set-up fee.

For free advice on debt recovery, you can reach us for free on 0800 433 4113

Commercial debt recovery Loughborough

In business, there are a number of factors that can lead to unpaid invoices which is not out of the ordinary. It can be lack of time to chase those with unpaid invoices, being too lenient with your customers or just bad luck. Usually, the price tag that comes with most debt collection agencies forces business to prefer writing off the debts in some instances, business also fear the dents in customer relations created by such agencies in the collection of their debts.

Not only do we help you recover your debts, we also do it in a professional and diplomatic manner trying our best to keep those cordial customer relations warm. Using this approach, we have been able to collect over £30 million for our customers since we established in 1993. Most of them have since sought for our help on a regular basis.

Our debt collection service

Q: Is it costly to use debt collection agencies?

A: As opposed to the pricing method that is used by most debt collection agencies that have hefty set up fees, our fees are on a sliding scale that is determined by the age of the debt. We don’t have any set-up fees.

Q: Do you use those dodgy bailiffs?

A: Bailiffs are a last resort and we only use those that are approved by the courts. However, most debtors opt not to go to court because of the high costs of litigation. Instead, we discuss a payment plan or if the debtor has the capacity, they pay it all. To ensure that the relationship between our clients and their debtors is not damaged, we employ diplomatic but firm procedures.

Q: After how long can an unpaid invoice be collected?

A: The law differs depending on the county court judgements. However, we can help you pursue a debt up to 6 years after it became overdue. For clarification, you can fill out an enquiry form or reach out us for advice.

Q: What happens if you fail to collect the debt?

A: In some instances, debts can be unrecoverable despite our efforts. In such cases, we only ask for a discontinuance fee of about £85 to cover the cost of our work. We don’t work on a no-win no-fee basis because it increases the fee significantly when the debt is paid.

Q: The debtor has moved and did not pass on new contact information what will you do?

A: We have a highly skilled and experienced team of expert tracers that work with our tracing service. The chances of finding such people are very high with this service.

Our Charges

Aged debt up to 6 months: 15%

Aged debt 6 to 24 months: 17.5%

Aged debt 24 months plus: 25%

Minimum charge: £65- £200 dependant on debt value

Discontinuance fee: £85 – £200 dependant on debt value

Contact us now to get started:

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Having used Cash Protection Agency since 2002, we have always found them to be effective and efficient. The debts we submit for collection services are almost without exception difficult, problematic, personal debt cases where we have exhausted all possibilities in-house, yet, Cash Protection Agency Ltd always rise to the occasion and their success rate has been high. Their staff are always courteous, helpful and professional, and work in the spirit of partnership with us providing good advice and support.

A Senior Finance Manager in an NHS Trust in the West Midlands