No up-front costs – No Set up fees – you pay when we recover

The Cash Protection Agency was established in 1993 with the goal of helping clients recover the debts. To date, the Midlands-based company has been able to help clients recover in excess of £30 million in debts.

For more information on how you can recover your debts today, you can reach us on 0800 433 4113.

Commercial Debt Recovery Liverpool

If you’re running a business, you know that debts are part of the running of the business. There are a number of reasons you may find yourself in such a scenario like client leniency, lack of the time to follow up with the debtors. Because of the high costs of hiring a debt collection agency and also the risk of ruining customer relations, most of these businesses still prefer to write off the debts than recover the debts.

Since CPA was established back in 1993, we have helped our clients recover over £30 million in debts. Our diplomatic and professional approach ensures that we don’t ruin your credibility among your customers. This is why most of our customers are now repeat clients that use our services regularly.

Our Debt Collection Service

Q: With your high costs, is it not better to write off the debt?

A: There are some debt recovery agencies that are very costly. In addition to their fees, they attach a high set-up fee. With us, this is not the case. Our prices are based on an affordable and transparent sliding scale that depends on the age of the debt.

If the debt is commercial based, the cost of the recovery is paid by the debt courtesy of the EU late payment directive.

Q: Your bailiffs will harass my customers. Won’t they?

A: With us, the possibility of using bailiffs is only possible in cases where court action is necessary. In most cases, it never gets to this stage because it only serves to add to the cost of the debt for the debtor. Instead, we encourage payment or setting up of a payment plan.

Q: I’m I guaranteed of your ability to collect the debt?

A: In some cases, regardless of how hard we try, some debts prove impossible to collect. In such cases, we only ask for a discontinuance fee to cover our costs in the effort. We don’t operate on a no-win no-fee basis because it tends to increase expenses when the money is recovered.

Q: I don’t have the contact information for the debtor. What do I do?

A: Together with the debt collection service, we also offer a tracing service with very experienced tracing experts. With their help, it is possible to track down the debtors and the chance of success is high.

Our Charges

Aged debt up to 6 months: 15%

Aged debt 6 to 24 months: 17.5%

Aged debt 24 months plus: 25%

Minimum charge: £65- £200 dependant on debt value

Discontinuance fee: £85 – £200 dependant on debt value

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Testimonials

NHS
Having used Cash Protection Agency since 2002, we have always found them to be effective and efficient. The debts we submit for collection services are almost without exception difficult, problematic, personal debt cases where we have exhausted all possibilities in-house, yet, Cash Protection Agency Ltd always rise to the occasion and their success rate has been high. Their staff are always courteous, helpful and professional, and work in the spirit of partnership with us providing good advice and support.

A Senior Finance Manager in an NHS Trust in the West Midlands